Building your dream home is easier than ever with our trusted financing partner. At Coastal Haven Dwellings, we work with lenders offering construction-to-permanent loans that streamline the financing process, combining your lot purchase, construction costs, and permanent mortgage into one convenient package.
Building your primary residence or vacation home.
Financing both the lot and construction in a single loan.
Enjoying flexibility with no prepayment penalties.
Affordable Interest-Only Payments
Pay only interest during the construction phase, helping you manage your budget.
Flexible Loan Options
Choose from fixed or adjustable-rate loans tailored to your needs
One-Time Closing
Save time and money with one upfront closing covering the lot, construction, and permanent mortgage.
A construction loan is a short-term financing solution—typically around 12 months—used to fund the building of your home. Once construction is complete, it transitions seamlessly into a permanent mortgage, so there’s no need for multiple loans.
During construction, you’ll only pay interest on the funds drawn from the loan. Plus, your interest payments may be tax-deductible.
Step 1: Verify Property Eligibility
Step 2: Begin the Loan Application
Provide the following documents to start the loan process:
Step 3: Close on Your Loan
Step 4: Access Funds as Construction Progresses